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Founded in 2014 by Tim Sheehan and Johnson Cook, Greenlight pairs a kids' debit card with parental controls that let you approve where money is spent and automate chores, allowance, and savings goals that earn rewards. Older kids can even invest with a parent's approval, while the in-app Level Up game turns financial literacy into something they actually want to play. Plans range from Core at $5.99/mo up through Max, Infinity, and the Family Shield tier at $19.98/mo, which extends fraud and identity protection to aging parents. Whichever tier you pick, the idea is the same: real money, real lessons, with a parent watching over every transaction.

