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No minimum credit score. Borrow $1,000–$75,000. Check your rate without impacting your score.
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Founded in 2012 by former Google employees and headquartered in San Mateo, California, Upstart uses machine learning models that consider more than 1,500 variables to assess creditworthiness. The platform has originated tens of billions of dollars in loans through its bank partner network, offering personal loans from $1,000 to $50,000 with fast online approval, no prepayment penalties, and funds typically deposited by the next business day.
